Privacy Notice


FACTS: WHAT DOES NORTHERN CAPITAL MANAGEMENT, INC. AND NORTHERN CAPITAL RETIREMENT SERVICES, INC. DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the
right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with
us. This information can include:

  • Social security number and date of birth

  • Address, email address, and phone number

  • Account numbers and account balances

How?

All financial companies need to share clients' personal information to run their everyday business. In the
section below, we list the reasons financial companies can share their clients' personal information; the
reasons Northern Capital Management, Inc. and Northern Capital Retirement Services, Inc. (collectively
“Northern Capital”) chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus

Does Northern Capital share?

YES

Can you limit this sharing?

NO


For our marketing purposes -
to offer products and services to you

YES

NO


For joint marketing with other financial companies

NO

NO


For our affiliates’ everyday business purposes -
information about your transactions and experiences

 YES

NO


For our affiliates’ everyday business purposes -
information about your creditworthiness

NO

NO


For our affiliates to market to you

YES

YES


For nonaffiliates to market to you

NO

NO

 

To limit our sharing

Call 509-456-2526 —our menu will prompt you through your choice(s) or

  • Email: invest@northernwelcome.com or fill out the form below

  • If you have previously notified us that you do not wish to have your information shared, that request

  • remains in effect until you notify us otherwise. You do not need to request annually.

Questions?

Call 509-456-2526 or go to our website: www.northernwelcome.com

 

Who we are

Who is providing this notice? Northern Capital Management, Inc. and Northern Capital Retirement
Services, Inc. (collectively “Northern Capital”)

What we do

How does Northern Capital protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These
measures include computer safeguards and secured files and buildings.
Access to information is limited to authorized individuals who are
trained to safeguard your personal information.

How does Northern Capital collect my personal information? We collect your personal information, for example, when you:

  • Seek financial advice or financial planning

  • Complete an application to open an account

  • Execute a Financial Advisory Agreement

  • Make deposits and withdrawals

Why can’t I limit all sharing? Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness

  • Affiliates from using your information to market to you

  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account, unless you instruct us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Northern Capital Management, Inc.

  • Northern Capital Retirement Services, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Northern Capital does not share with nonaffiliates.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Northern Capital does not jointly market.

 
Name *
Name
Mark any you want to limit *